How to use the investment calculator
- Enter your starting amount and monthly contribution.
- Enter the expected yearly return and the number of years.
- Optionally raise the contribution each year.
- Press Calculate.
Investment Calculator
See what a starting amount plus regular monthly contributions could grow to at a steady expected return, how much of it you put in, and the value at the end of every year.
- Free
- Instant
- No sign-up
How to use this calculator
- Pick what to find Choose a mode, or start with the first box.
- Enter your numbers Type your values into the boxes.
- Read the result See the answer and the working, then copy or share it.
Investment calculator
Enter your amounts, return and years, then press Calculate.
Future value
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How it was calculated
Frequently asked questions
How is the future value calculated?
Each month the balance grows by the annual rate ÷ 12 and the contribution is added. The table shows the balance at the end of each year.
What does $500 a month become in 10 years?
With $10,000 to start and 7% a year: about $106,639, of which $70,000 is what you put in.
What return should I use?
Use a cautious long-run figure for the kind of investment. Try two or three rates to see the range.
About these results
Returns are not guaranteed; the result assumes the same return every month. Tax, fees and inflation are not included.
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