How to use the lumpsum calculator
- Enter the amount you invest once.
- Enter the return you expect a year.
- Enter the number of years.
- Press Calculate to see the value and the growth each year.
Lumpsum and SIP
A lumpsum is invested all at once, so all of it compounds for the whole period. A SIP is invested month by month. With the same total and the same steady return, the lumpsum ends higher; in a falling market, spreading the purchases out can work in your favour.